Payment Methods

The payment methods offered by Ezypay are country-specific. Please see the table below for all supported payment methods for each country.

Country	Bank Direct Debit	Debit or Credit Card Types	PayTo *	Wallet *	Cards Network Tokenization
Australia	Yes	Visa Mastercard Amex Apple Pay Google Pay	Yes	No	Yes (Visa & Mastercard)
New Zealand	Yes	Visa Mastercard	No	No	No
Singapore	No	Visa Mastercard	No	No	Yes (Visa & Mastercard)
Malaysia	No	Visa Mastercard	No	No	Yes (Visa & Mastercard)
Philippines	No	Visa Mastercard	No	GCash**	No
Hong Kong	No	Visa Mastercard	No	No	Yes (Visa & Mastercard)
Taiwan	No	Visa Mastercard	No	No	No
South Korea	No	Korean Local Cards	No	No	No
Thailand**	No	Visa Mastercard	No	No	No
Indonesia**	No	Visa Mastercard	No	No	No

📘
Info
*Note: PayTo & GCash are not available on checkout and Pay Now pages.
**Note: Currently under beta testing. Apple Pay and Google Pay are only available in checkout page
Card Verification Value (CVV) is not required by Ezypay and 3D secure card verification is not supported.
All payment methods except bank direct debit return transaction results in near real time. Bank direct debit has a processing time of 3 business days.

Currency Code and Supported Value

When integrating with Ezypay’s API, it is essential to specify both the currency code and the charge amount in your request. Please note that cross-border transactions are not supported. This means the currency used must align with the country where the merchant is registered. For example, a gym registered in Australia must charge in AUD, not in NZD or any other currency.

Validation Behaviour

Ezypay enforces strict validation to ensure compliance with supported currencies and formats. A transaction request will be rejected with a validation error if it includes:

An unsupported currency code
An invalid amount format
A currency-country mismatch

Sample Response:

{
    "type": "api_error",
    "code": "[currency] ",
    "message": "[Value specified is invalid.] "
}

{
    "type": "api_error",
    "code": "[value] ",
    "message": "[Invalid Amount format: This currency does not support decimnal values, please enter a valid whole number.] "
}

{
    "id": "cb38bd12-9754-4347-8166-43886d478c84",
    "creditNoteId": null,
    "documentNumber": "IN0000000000002741",
    "date": "2025-06-10",
    "dueDate": "2025-06-10",
    "scheduledPaymentDate": null,
    "status": "PROCESSING",
    "memo": null,
    "items": [
        {
            "description": "Monthly Fees",
            "amount": {
                "currency": "AUD",
                "value": 32.99,
                "type": null
            },
            "tax": {
                "rate": 0.00
            },
            "id": "9e5a1b4f-97f9-4e4a-8c22-edca910b0fd5",
            "type": "on_demand_payment",
            "discounted": {
                "currency": "AUD",
                "value": 0.00,
                "type": null
            },
            "accountingCode": null,
            "reference": null
        },
        {
            "description": "Transaction Visa / Master fee",
            "amount": {
                "currency": "AUD",
                "value": 0.80,
                "type": null
            },
            "tax": {
                "rate": 10.00
            },
            "id": "7e64c05d-342a-4d33-8418-b1a9efc29720",
            "type": "transaction_fee",
            "discounted": {
                "currency": "AUD",
                "value": 0.00,
                "type": null
            },
            "accountingCode": null,
            "reference": null
        }
    ],
    "amount": {
        "currency": "AUD",
        "value": 33.79,
        "type": null
    },
    "amountWithoutDiscount": {
        "currency": "AUD",
        "value": 33.79,
        "type": null
    },
    "totalDiscounted": {
        "currency": "AUD",
        "value": 0.00,
        "type": null
    },
    "totalRefunded": {
        "currency": "AUD",
        "value": 0.00,
        "type": null
    },
    "totalTax": {
        "currency": "AUD",
        "value": 0.07,
        "type": null
    },
    "customerId": "146e6ba3-da17-499b-8db7-0ca8b25de086",
    "subscriptionId": null,
    "checkoutId": null,
    "subscriptionName": null,
    "paymentMethodToken": "86324c82-9c98-4ee4-8b09-f775593f74b8",
    "paymentMethodData": {
        "paymentMethodToken": "86324c82-9c98-4ee4-8b09-f775593f74b8",
        "customerId": "146e6ba3-da17-499b-8db7-0ca8b25de086",
        "type": "CARD",
        "bank": null,
        "payTo": null,
        "card": {
            "first6": "455617",
            "last4": "5153",
            "accountHolderName": "Random",
            "type": "VISA",
            "expiryMonth": "12",
            "expiryYear": "27",
            "origin": null,
            "tokenDetails": null,
            "tokenized": false
        },
        "invalidReason": null,
        "lastUsedOn": "2025-06-09T03:24:00.163",
        "replacedPaymentMethodData": null,
        "wallet": null,
        "valid": true,
        "primary": true
    },
    "autoPayment": true,
    "processingModel": "CARD_ON_FILE",
    "transactionSource": null,
    "createdOn": "2025-06-10T01:07:18.785",
    "payNowUrl": null,
    "channel": "api",
    "checkoutResult": null,
    "customerFirstName": null,
    "customerLastName": null
}

Supported Currencies and Decimal Handling

Refer to the table below for the list of supported countries, their respective currency codes, and whether decimal values are accepted:

Country	Country Code	Currency Code	Decimal Values Supported
Australia	AU	AUD	Yes
New Zealand	NZ	NZD	Yes
Singapore	SG	SGD	Yes
Malaysia	MY	MYR	Yes
Philippines	PH	PHP	Yes
Hong Kong	HK	HKD	Yes
Taiwan	TW	TWD	No
South Korea	KR	KRW	No
Indonesia	ID	IDR	No
Thailand	TH	THB	Yes

👍
Tip
For currencies that do not support decimals (e.g., TWD, KRW, IDR), ensure that the amount is provided as a whole number. Submitting a decimal value will result in a validation error.