Ezypay offers a comprehensive, end-to-end payment collection solution for businesses. It simplifies the process of collecting payments, managing subscriptions, and recovering revenue, helping merchants streamline their operations.

Key Features:

Customer Self-Sign-Up: Customers can sign up for products or services directly.
Automated Payments: Handles recurring and one-off payments automatically.
Subscription Billing: Manages all aspects of subscription billing for ongoing payments.
Optimise Payment Recovery: Assists merchants in automating payment recovery.
Automated Settlements: Handles the settlement of payments with minimal manual intervention.

Integration Process

The integration process you need to follow is slightly different depending on your partnership with Ezypay:

If you are a software provider and integrating with Ezypay to allow your customers to accept and manage payments via your platform, please proceed to the Partner Integration Process.
If you are integrating with Ezypay to process payments in your own platform, please proceed to the Integrated Merchant Integration Process.

Mandatory items

Below are 9 key items that must be addressed as part of the Ezypay integration process.

Confirmation and acceptance of Ezypay's Terms and Conditions by the customers.
Displaying all the Ezypay fees charged to the customer during the customer creation process.
Ensures all requested payment methods are available for each region (i.e. Bank, PayTo, MasterCard, Visa, and Amex)
Enable real-time status updates for invoices, subscriptions, etc via webhook integration.
Show invoice status (and reasons for invoice failure) and details of Ezypay fees for each invoice.
Notification must be in place to inform the customer of either a successful payment or a failed payment.
Must allow merchants to manually retry on a failed invoice, and an automatic retry mechanism must be in place.
Must allow merchants to write off a failed invoice or mark them as externally paid.
Reconciliation of the funds charged to the customer to funds settled by Ezypay.
Processes for handling refunds for disputed payments.
Processes for handling chargebacks and other disputed payments from customers.

Standard integration flow

The diagram below illustrates the end-to-end API integration process:

Integration model

Ezypay provides two distinct integration models:

Subscription payments model (Preferred)
On-Demand payments model

The primary difference between these models concerns how invoices are created and managed:

Subscription Payments: Invoices are scheduled and automatically billed by Ezypay according to a pre-set plan.
On-Demand Payments: Invoices are billed as needed, with no recurring schedule, leaving full responsibility with the integrator for payment collection.